A first-time home buyer program is a financial assistance program designed to help individuals purchase their first home. These programs make homeownership more affordable by offering down payment assistance, lower interest rates, and flexible loan requirements.
They are typically offered by:
When buying or owning a home in East Texas, unexpected repairs can quickly become expensive. That’s where a home warranty comes in. At 903 Realty, we help our clients understand how a home warranty works and why it can be a smart investment for both buyers and sellers.
A title search is a detailed review of public records that confirms a property’s legal ownership and identifies any issues that could affect the sale.
During a title search, professionals look for:
Buying a home is exciting—but it’s also one of the biggest financial decisions you’ll ever make. At 903 Realty, we believe in making smart, informed decisions—not rushed ones. That’s why home inspections and pest inspections are critical steps in the buying process, especially in East Texas.
If you’re purchasing a …
View MoreOwning or buying land in Texas can be a great investment—but what happens when a property is landlocked?
A landlocked property has no legal access to a public road. That means no driveway, no direct entry, and potentially major challenges when it comes to building, selling, or financing the property …
View MoreBuying a home is one of the biggest decisions you’ll ever make—and who you choose to guide you matters. At 903 Realty, we believe in clarity, transparency, and putting our clients first every step of the way. That’s where a Buyer Representation Agreement comes in.
If you’re starting your home …
View MoreThis is a common question for both buyers and sellers:
Does a bedroom need a closet to count as a bedroom?
The short answer is: No—not always.
But the full answer depends on the age of the home, local standards, and how an appraiser evaluates the property.
If you recently bought a home in Texas, one of the most important next steps is filing your Homestead Exemption.
A homestead exemption can help reduce your property taxes and protect your home from certain creditors, so it’s something every eligible …
View MoreThis is one of the most common—and misunderstood—questions buyers ask when purchasing land:
“Do mineral rights come with the property?”
If you’re buying land in Texas, especially in East Texas, the answer is important:
No—mineral rights do NOT automatically transfer …
View MoreThis is one of the most common questions real estate agents get from both buyers and sellers:
“What stays with the house when it sells?”
The answer depends on the Texas One to Four Family Residential Contract, specifically Section 2, which outlines what is included in the sale.
Understanding …
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